Stop the GUARD Veterans Health Care Act

Read the Open Letter to Congress
and Sign the Petition to Protect
Veterans’ Medicare

The GUARD Act would let the VA bill Medicare Advantage plans for care it already gave. That sounds like red tape — but it threatens real benefits for veterans who rely on both systems.

Part B refunds. National PPOs. Real choice. Gone.

🔴 Open Letter (PDF)
✍️ Sign Petition

⚠️ What Is at Stake?

Broken Government Promise

For years, the VA and Social Security told veterans to use Medicare as a backup to VA care. The GUARD Act now penalize them for following that guidance.

Higher Costs, Fewer Choices

Shifting VA bills onto Medicare Advantage raises premiums, cuts benefits, or removes plans — especially in rural areas where options are limited.

Loss of Monthly Part B Refunds

Veteran MA plans refund $50–$185 per month. VA invoices wipe out the budget for these refunds.

Forced Either-Or Decisions

Veterans may be forced to choose between VA and MA coverage — exactly what the government said would never happen.

Turning Coordination into Conflict

MA and the VA now complement each other. The GUARD Act replaces that coordination with cost-shifting and red tape.

Bottom line: Veterans earned both systems. Any bill pitting Medicare against the VA betrays that promise.

📄 Open Letter (PDF)
✍️ Sign Petition

📣 Why the GUARD Act Hurts Veterans

This bill is more than paperwork — it changes how veterans receive and pay for care.

Here is what independent policy analysis and insurer statements show:

Cuts to Part B Refunds

Veteran MA plans that refund $50–$185 monthly would be forced to slash or eliminate those refunds to cover new VA invoices.

Loss of Enhanced Benefits

Dental, vision, OTC, transportation, gym memberships — all paid from the same fixed CMS payment. Those extras vanish when costs spike.

Fewer Plans in Rural Areas

Higher claim expenses make zero-premium PPOs unsustainable in veteran-heavy counties, shrinking choice.

No Relief From Original Medicare

The VA still cannot bill Parts A & B. The GUARD Act shifts costs only to MA, punishing vets who followed VA guidance.

Punishes Dual Entitlement

Veterans paid FICA taxes and served this nation. The bill forces them to give up benefits from one system to subsidise the other.

📄 Open Letter (PDF)
✍️ Sign Petition

🗳️ What You Can Do — Take Action Now