How TRICARE for Life and Medicare Work Together

TRICARE for Life (TFL) is excellent coverage for military retirees, but it only works if you are enrolled in Medicare. To use TRICARE for Life, you must have at least Medicare Part A and Part B.

• TRICARE for Life becomes your secondary insurance

• Medicare pays first

• TFL picks up out-of-pocket costs like copays, deductibles, and coinsurance

This gives you two powerful benefits working together. Many retirees pay nothing out of pocket for covered services.

What the VA and TRICARE Don’t Tell You

TRICARE and the VA don’t tell you this because they’re not Medicare experts.

We hear from veterans all the time: “The VA told me I don’t need Medicare.” That advice is incomplete, and often just wrong.

They often fail to mention:

• The monthly REFUND you may qualify for ($25 to $185 back into your Social Security)

• Dental, vision, hearing, and over-the-counter benefits

• Gym memberships and transportation support

• $0 premium plans that exist because you already paid for them through your FICA taxes while working

How Medicare Advantage and TRICARE for Life Work Together

When set up correctly:

• Medicare Advantage becomes your primary coverage

• TRICARE for Life remains your secondary and pays deductibles, copays, and coinsurance

• You keep all of your TRICARE benefits and may gain new ones like dental, vision, hearing, gym memberships, and more

You can still see military or civilian providers. Many retirees receive a monthly REFUND just for having the right Medicare Advantage plan.

Top 5 Things Most Veterans Don’t Know About TRICARE for Life and Medicare

1. TRICARE for Life depends on Medicare. It does not replace it.

2. You must keep Medicare Part B or you will lose TRICARE for Life.

3. You may qualify for a $0 premium Medicare Advantage plan.

4. The right strategy can give you money back for your Part B premium and extra benefits.

5. You don’t need to give up anything to get more coverage.

⚠ Do Not Assume the VA or Social Security Gave You the Full Story

They do not understand how to build a Medicare strategy that works with TRICARE. That’s our specialty.

Real Help from Real Experts

At Veterans Advantage Financial™, we:

• Focus entirely on Medicare and TRICARE for military retirees

• Offer free, veteran-focused support

• Help you avoid penalties and costly mistakes

• Unlock benefits and refunds that many veterans are missing

We’ve helped thousands of veterans and military families just like you.
Read their stories here: https://veteransadvantagefinancial.vet/our-veteran-client-testimonials/

Want to See What You’ve Been Missing?

📞 Call now: 888-960-8387 (VETS)
📅 Schedule your free call today:
https://veteransadvantagefinancial.vet/appointment

You earned these benefits. Now let’s make sure you’re getting everything you deserve.

Christopher Duncan
Certified Medicare Insurance Planner™
Retirement Income Certified Professional®
888-960-8387 (VETS)
https://veteransadvantagefinancial.vet/appointment