Christopher Duncan
- Certified Medicare Insurance Planner™
- Retirement Income Certified Professional®
- Licensed in all 50 states + DC
Christopher has helped people with Medicare since 2006. Today he leads a licensed team that helps veterans understand how Medicare works alongside VA health care, TRICARE For Life and CHAMPVA.
Why Christopher works with veterans
Christopher’s father, Wallace, is a Vietnam-era veteran. Watching his dad navigate the VA, Medicare and everything in between showed Christopher a pattern he still sees every day: veterans often get Medicare advice built for civilians. That advice can overlook VA health care, TRICARE For Life, CHAMPVA and how a disability rating changes the picture.
That is what We Speak Veteran® means. The team learns your world, from priority groups to disability ratings, so you never have to translate your situation for someone who has never heard of it.
Medicare does not replace your VA benefits. The two can work side by side, and Christopher’s team explains how before you make any decision.
Credentials you can check
Every credential below can be verified with the organization that issues it.
Certified Medicare Insurance Planner™
Issued by the Society of Medicare Planners®
Requires at least seven years as a licensed, active health insurance agent, seven years of passing annual Medicare Advantage and Part D certification, and good standing with the agent’s resident state insurance department. Renewed every year.
How to verify →Retirement Income Certified Professional®
Issued by The American College of Financial Services
Advanced coursework in retirement income planning, including Social Security timing, health care costs in retirement and turning savings into income. Proctored final exams and ongoing continuing education.
View on FINRA.org →Licensed insurance agent
Licensed in all 50 states and Washington, DC
National Producer Number (NPN) 8613503. Insurance licenses are issued by each state and can be checked through the National Insurance Producer Registry.
Verify with NIPR →Professional designations are not issued or endorsed by Medicare, CMS or the federal government. See our state licenses.
How Christopher writes about Medicare
Christopher earned his degree in history, and the habit stuck: if something is presented as fact, it should point to its source.
- Sourced to the government’s own materials. The Medicare & You handbook, Medicare.gov, VA.gov, TRICARE.mil, SSA.gov and federal law, with page numbers where possible.
- Written in plain language for veterans and their families.
- Updated when the rules change, including yearly premium and deductible amounts.
- Education, not personal advice. Your options and costs depend on your county, your plan and your benefits.
Articles by Christopher Duncan
Nobody Told Veterans $6,000 Vanishes After This Date
Read article →Your Social Security Gets Cut at 65. Veterans Miss This Every Month.
Read article →Why Do Veterans Still Need Medicare at 100% Disabled?
Read article →Medicare Takes $2,435 a Year From Your Social Security Check
Read article →6 Medicare Bills That Start at 65. Veterans Do Not Pay Three of Them.
Read article →Veterans Don’t Know One Medicare Mistake Costs $8,880
Read article →Medicare for Veterans: The Complete Field Guide
Christopher wrote the guide he wished every veteran had before turning 65: enrollment windows, the Part B late penalty, and how Medicare and VA benefits work together.
Read the book freeWatch Christopher explain it
More than 900 free videos for veterans and their families, with over 10,000 subscribers.
Visit the YouTube channel5.0 TrustScore from 841 reviews
Read what veterans and their families say about working with Christopher’s team. Rating shown as of October 2026.
Talk with Christopher’s team
Free call with a licensed agent. No obligation. Licensed agents are paid by the insurance companies, not by you.