We Speak Veteran™

Veterans Advantage Financial™

We Speak Veteran™

Certified Medicare Insurance Planner™* | Retirement Income Certified Professional®*

Medicare | Retirement | Life Insurance | Veterans Only

Table of Contents

Housing Grants For Disabled Veterans

Are you a disabled veteran looking for accessible housing? Fortunately, the US Department of Veterans Affairs provides funds to assist disabled veterans in finding and purchasing accessible housing. 

Service members and Veterans with certain permanent and complete service-connected disabilities are eligible for awards from the Department of Veterans Affairs. These grants can be used to buy or build an adapted home, as well as alter an existing home to suit a disability.

There are many government grants available specifically for disabled veterans. We’ll tell you all about them. So keep reading to find out more!

How Does the VA Specially Adapted Housing Grant Work?

The Specially Adapted Housing (SAH) program subsidizes service members and Veterans with significant service-related impairments. The grants help with the costs of construction, alterations, or the purchase of an adapted home.

The Specially Adapted Housing (SAH) award assists disabled Veterans and Service members in obtaining barrier-free living conditions. A wheelchair-accessible home is one example. This can give those who cannot live independently the chance to do so.

The maximum amount for grants is $101,754 in 2022. 

This utility must be used to build or remodel a home to accommodate adaptive demands. Therefore, the maximum grant amount is adjusted yearly. Please check the website for more information. https://www.benefits.va.gov/homeloans/adaptedhousing.asp.

You could receive up to $109,986 for FY 2023 if you qualify for a SAH grant. This is currently the maximum amount allowed to be given out in SAH grants.

https://www.va.gov/housing-assistance/disability-housing-grants/

What is an SHA Grant?

The Special Housing Adaptation (SHA) grant can help you make your home more accessible so you can move around more easily. The maximum amount you can be granted is $20,387.The maximum grant amount is subject to change each year, so please check the website for updates. https://www.benefits.va.gov/homeloans/adaptedhousing.asp.

You may be eligible for this housing award if you are a military member with a service-connected disability rating of 50% or higher. In addition, the VA will back part of the loan, which means they will be responsible for a portion of the loan if you are unable to make payments. 

You can use the SHA grant to:

  • Build an adapted home
  • Purchase and adapt an existing home
  • Adapt a home you already own
  • Make modifications to your home so that it meets your needs as your disability progresses

What is a HISA Grant from the VA?

This benefit aims to give medically essential upgrades and structural adjustments to Veterans/Service members’ primary residences.

  • Controlling movement in and out of the main house
  • Access to restrooms and safe, clean drinking water.
  • Creating accessibility to Kitchen or bathroom sinks and counters (e.g., lowering the counters/sinks)
  • Permanent ramp construction to improve access routes or driveways in the local vicinity of the residence.
  • Installing medical equipment in your home may require upgrading the plumbing or electrical system.

HISA grant benefits are not available to pay for routine maintenance, non-medical improvements, or general repairs such as:

  • Replacement of windows
  • Exterior decking
  • Repair/replacement of fencing
  • Spa, hot tub, or Jacuzzi
  • Paint/wallpaper
  • Carpeting/flooring
  • New Construction
  • Appliances
  • Exterior building walkways

Do You Pay Back Housing Grant?

In general, housing grants are not required to be paid back as long as the home is the veteran’s principal residence. However, suppose the house is sold or ceases to be the veteran’s primary residence. In that case, they may be required to repay a portion of the grant.

What is the Housing Grant Process?

If you think you may be eligible for a housing grant, the first step is to fill out an application. You can find the application online at https://www.benefits.va.gov/homeloans/adaptedhousing.asp. A VA representative will call you to schedule an appointment after submitting your application. At the appointment, they will review your options and help you decide which type of housing grant would best suit your needs.

After deciding which housing grant you would like to apply for, the next step is to submit a proposal outlining the modifications you want to make to your home. You will be allowed to begin making alterations to your home once your request has been approved.

Once the changes have been made, a VA inspector will come to your home to ensure that the work has been done according to the proposal and meets all safety standards. Once the inspector has approved the work, you will be able to move in and enjoy your new, more accessible home.

Does the VA Help Pay for Bathroom Remodeling?

The HISA program provides veterans with funds for home improvements that are necessary for treatment or to make the home accessible for those with disabilities. This may include making essential lavatory and sanitary facilities accessible. Suppose you’re a veteran with a disability. In that case, you may be eligible for a HISA grant to help cover the cost of making improvements or alterations to your home. A veteran may be awarded a HISA grant and an SHA or SAH grant. 

HISA is open to both service-connected and non-service-connected veterans. 

  • Service-connected veterans may be eligible for up to $6,800 in home improvement funds.
  • Nonservice-connected veterans can get up to $2,000 in home repair benefits. 

To be eligible for a HISA grant, you must first apply along with a proposal outlining the planned home improvements. A VA inspector will then come to your home to review the work and make sure it meets all safety standards before the grant is finalized.

Applying For HISA

Every applicant who needs aid in acquiring home improvement or structural alterations must finish and sign VA Form 10-0103. Those who require an early payment must check the option on the form.

You will also need the following to apply: 

  • An itemized list of the projected labor costs
  • A list of all the materials, permits, and inspections required for the project.
  • An image of the locations that will be HISA Grant-funded modifications.
  • A doctor’s note or other diagnostics of why the changes are needed

The HISA grant provides funding for eligible renters to make alterations to their rental properties; however, they must supply written confirmation that their landlord or property management company has approved any changes. 

You can apply for the HISA grant by mail, fax, or in person at your nearest VA Regional Loan Center. You can also apply online through eBenefits. Suppose you have any questions about the application process. In that case, you can contact your nearest VA Regional Loan Center or the Veterans Benefits Administration’s National Call Center at 1-800-827-1000.

  • A doctor’s note or other diagnostics of why the changes are needed

The HISA grant provides funding for eligible renters to make alterations to their rental properties; however, they must supply written confirmation that any changes have been approved by their landlord or property management company. 

You can apply for the HISA grant by mail, fax, or in person at your nearest VA Regional Loan Center. You can also apply online through eBenefits. If you have any questions about the application process, you can contact your nearest VA Regional Loan Center or the Veterans Benefits Administration’s National Call Center at 1-800-827-1000.

Make Appointment with Chris Duncan


Scroll to Top