Effective Date: January 1, 2025. These Terms explain the rules for using the Veterans Advantage Financial® website, services, and educational materials. By using them, you agree to these Terms; if you do not agree, do not use our services.
1. Who We Are
Veterans Advantage Financial® provides educational information and consultative services to veterans and their families, primarily focused on Medicare, retirement planning, and other government-related benefits. We are not affiliated with, endorsed by, or part of the U.S. Department of Veterans Affairs, Medicare, CMS, Social Security, TRICARE, or any other government agency.
2. Use of Our Services
Our content is for general informational purposes. Nothing on our site or in our services is financial, legal, or medical advice. Information can change, and you should consult an appropriately qualified professional before making a major decision.
You agree not to misuse our services, including by attempting unauthorized access to our systems, scraping or copying content for commercial purposes, or submitting false or misleading information.
3. Eligibility
Our services are intended for U.S. residents, particularly veterans and their families. By using our services, you confirm that you are at least 18 years old and legally capable of entering into this agreement.
4. Privacy
We respect your privacy. Please review our Privacy Policy for information about how we collect, use, and protect your data.
5. No Guarantee of Results
We do not guarantee any particular result. Eligibility for programs, plan features, premium reductions, or additional services depends on your circumstances and applicable government or plan rules. Some Medicare Advantage plans may help pay all or part of the Part B premium, but availability, eligibility, plan premium, networks, covered services, and out-of-pocket costs vary by plan, location, and individual circumstances. Check current plan materials and Medicare.gov for details; no benefit or savings is promised.
6. Intellectual Property
All content provided by us—including text, graphics, videos, and branding—is the property of Veterans Advantage Financial® or its licensors and may not be reused or republished without written permission, except as allowed by law.
7. Appointment Booking and Communications
If you submit your information through a booking or contact form, Veterans Advantage Financial® and authorized representatives may contact you at the phone number, email address, or other contact details you provide about your request, subject to applicable law and the consent language shown with that form. Consent is not a condition of purchase. Message and data rates may apply, and message frequency varies. Reply STOP to opt out of text messages and follow the unsubscribe instructions in an email. Please review our Privacy Policy and the communication terms presented with the form.
Representatives' licensing and appointment status can vary by state. Verify the applicable license information and the representative's authority for your state before relying on a recommendation.
8. Disclaimers
Our site and services are provided “as is.” To the fullest extent permitted by law, we make no express or implied warranties about the reliability or accuracy of the information provided. Your use is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, Veterans Advantage Financial® is not liable for damages arising from your use of our services, including loss of data, income, or opportunity.
10. Changes to These Terms
We may update these Terms from time to time. The current version will be posted on our website with its effective date. Continued use of our services after an update means you accept the revised Terms to the extent permitted by law.
11. Contact Us
Questions about these Terms? Call Veterans Advantage Financial® at 888-960-8387.
This is general education, not personal advice, and it isn’t a recommendation of any specific plan. Veterans Advantage Financial® is a licensed insurance agency, not affiliated with or endorsed by Medicare, Social Security, VA, TRICARE or any government agency. Plan availability, costs and benefits vary by plan, county and year. Check your own situation with the agency or plan before making changes.