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Veterans Advantage Financial™

We Speak Veteran™

Certified Medicare Insurance Planner™* | Retirement Income Certified Professional®*

Medicare | Retirement | Life Insurance | Veterans Only

Table of Contents

How Many 100 Percent Disabled Veterans Are There?

Millions of handicapped veterans in the United States rely on disability compensation. Veterans who qualified for a 100 percent VA disability rating are eligible for additional benefits not accessible to other veterans.

A person who is entirely disabled meets the criteria for a rating of 100 percent. Vets seeking this rating must meet VA’s strict requirements. A veteran with a disability rating of 100% will get the maximum amount of monthly scheduled compensation.

Keep reading to find out what it means to have a 100% rating and what benefits are available to you as a veteran with that level.

How Many Veterans Are 100% Permanent And Total?

The number of veterans qualifying for benefits has increased dramatically in recent years. There were 4.6 million veterans in receipt of disability benefits in 2016. Over the past 15 years, the number of people signing up for VA benefits has increased substantially. The government paid over $20 billion on Disability Compensation for an estimated 2.3 million veterans in 2000. An estimated $54 billion was spent on 3.5 million disabled veterans in 2013. The Los Angeles Times reported in 2014 that over 40 percent (about 875,000 people) of veterans from Afghanistan and Iraq were receiving disability benefits. The VA also notes that the yearly cost of disabilities has more than doubled since 2000. There are several reasons why VA Disability Compensation payments have gone up:

  • The ongoing conflict in other parts of the world
  • On average, disabled veterans of modern wars deal with 6.3 medical issues.
  • The widened coverage of mental health issues, including PTSD and other prevalent disorders

The government has ramped up advertisements and incentives for veterans to sign up for VA benefits.

The amount of money a disabled veteran receives each month from the Department of Veterans Affairs (VA) is based on his or her disability rating and the number of people who rely on him or her. Benefit levels also alter frequently owing to Cost of Living Adjustments or COLAs. The following amounts will be paid to veterans on December 1, 2020, if they do not have a spouse or dependent children.

  • Disabled individual’s monthly allotment of $144.14
  • Total Disability Award: $3,263.74

Those veterans who have a family to support receive higher compensation. The payout increases by $87.18 for every qualifying kid under 18. With a spouse and dependent kid, a veteran with a 100 percent disability rating would receive $3,450.32 a month.

What Happens If You Are 100% Disabled From the VA?

The veteran’s application for benefits at the 100 percent disabled rate can be supported by evidence of total disability/individual unemployability (TDIU). This disability rating can be given even if the veteran’s actual disability rating is less than 100 percent.

A veteran is eligible for these benefits if they cannot work due to a disability directly attributable to military service.

A veteran must meet the following requirements to be eligible:

  • Have a disability rating of at least 70% due to the combination of multiple impairments or have a disability rating of at least 40% due to a single impairment. 
  • Proof that the veteran cannot do both physically demanding and mentally taxing professions due to medical conditions.

Even if a veteran does not satisfy the percentage standards, they may still be eligible for a TDIU rating. This would be the case if it were clear that the veteran’s infirmities made it impossible for them to maintain meaningful employment.

  • A veteran who has received a 100 percent TDUI disability rating is not eligible to work full-time. 
  • Earnings from marginal or part-time work are authorized, but there is an annual cap that you must meet before benefits are reduced.

At What Age Does VA Disability Become Permanent?

A service-connected disability cannot be downgraded after twenty years if the current rating is equal to or higher than the original rating. The VA will not give you a lower rating after receiving one, as it considers them ongoing.

When medical evidence indicates a high degree of certainty that the veteran’s impairment will persist for the rest of his or her life, the VA classifies the disability as “permanent.” Because of this, VA can consider age when deciding if a disability is permanent, making it harder for younger veterans to be granted permanent disability benefits. After it is established that a veteran’s service-connected condition is permanent, no additional VA evaluations are required. Exemption from further examinations is granted per 38 CFR 3.327 if and only if the following conditions are met.

  • Your health status has not changed;
  • Your “stable rating” means your condition has not changed significantly during the past five years.
  • In this scenario, the “disability from sickness is of such a nature that there is little hope of improvement.”;
  • You’re at least 55 years old (with possible exceptions);
  • That grade is the very minimum required or
  • If your total disability rating would not be affected by a lower rating

Do 100% Disabled Veterans Have to Pay Medicare Premiums?

The Veterans Administration recognizes the value of Medicare and urges all eligible veterans to enroll as soon as possible. Several factors contribute to this:

  • The Veterans Administration (VA) may or may not reimburse your medical care costs depending on your priority level, which is determined by several variables. Suppose you fall into a lower priority group and there is insufficient government money in the future to give treatment to all Veterans with VA healthcare. In that case, you may lose your VA coverage. Having Medicare as well will guarantee that you will always be covered.
  • You can get more from your VA healthcare dollars if you stick to VA clinics and hospitals. You can see a doctor outside the VA system and still be covered by Medicare. This allows you to receive medical care from providers other than Veterans Affairs without having to pay full price.
  • Penalties: After losing VA coverage or opting to enroll in Part B later, you may be subject to a monthly late enrollment penalty if you did not initially enroll in Medicare when you were first eligible. You should sign up for Part B as soon as possible when you become eligible to prevent having to pay the fines at all.
  • Suppose you enroll in Medicare Part D prescription medication coverage. In that case, you can fill prescriptions written by non-VA doctors in non-VA pharmacies. Even though VA coverage is sufficient in and of itself, enrolling in Part D may expand your healthcare choices.

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