Medicare guidance for veterans and military families

Medicare, explained by people who speak veteran.

Understand how Medicare works alongside VA health care, TRICARE For Life, or CHAMPVA before you decide.

Free call with a licensed agent. No obligation.
Hear from our clients
“I liked his no pressure approach and the knowledge he had of the different insurance companies out there that work with Medicare.”
Larry C. · Trustpilot review
Chris Duncan, founder of Veterans Advantage Financial®
Chris DuncanFounderCertified Medicare Insurance Planner™Retirement Income Certified Professional®
Real conversations. Personal experiences.

Before you call us, hear from the people who did.

More client stories & reviews

Charles shares his experience.

From our client testimonial collection.

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Clear explanations★★★★★
“Colby did a great job explaining and going over the different options. I liked his no pressure approach and the knowledge he had of the different insurance companies out there that work with Medicare.”
Patience & personal attention★★★★★
“Dana was the most patient polite man walking me through the medicare plans process. I felt he is caring and genuinely invested in helping others.”
Helpful follow-up★★★★★
“The follow-up was fast and gave me all the information I needed.”

Selected review excerpts. Experiences are individual, not typical results. Plans, costs and benefits vary by plan and location.

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What coverage do you have today?

Pick the one that fits. Each page explains what changes at 65.

VA health care

See how Medicare fits with the care you already get from the VA.

Start here →

TRICARE For Life

Understand the Medicare enrollment requirements that apply to TRICARE For Life.

Start here →

CHAMPVA

Learn what changes for CHAMPVA when you or your spouse turns 65.

Start here →
10,000+YouTube subscribers
900+free Medicare videos
Since 2006helping seniors with Medicare
Independentlicensed insurance agents
Wallace Duncan outside the VA San Diego medical center
My dad, Wallace, outside the VA medical center in San Diego.

For us, helping veterans is personal.

Wallace Duncan · Vietnam-era veteran

My dad’s experience navigating VA health care and Medicare helped shape our approach. We look at your existing coverage, your doctors and your goals before discussing your options.

Chris Duncan, founder
Medicare field guide

Your field guide to Medicare.

Explore Medicare, VA health care and enrollment decisions in plain language, written for veterans and their families. Read the complete book free on this website, or purchase a copy on Amazon.

Medicare basics for veterans
VA health benefits vs. Medicare
TRICARE For Life and Medicare
Avoiding Medicare penalties
The costliest mistakes veterans make
How to enroll
A FAMILY BUSINESS Chris, Wallace and Staci in front of the Las Vegas sign
Chris, Wallace and Staci in Las Vegas.
Who you'll talk to

A family story. A personal approach.

Veterans Advantage Financial® is a small, family-run agency. My dad's experience as a veteran shapes how we help every family, and Staci is part of our licensed team.

We take the time to explain your options in plain language, then help you choose what fits.

Read what our clients say →
Start here playlist

Watch before you call

See all 900+ videos on YouTube →

Why Do Veterans Still Need Medicare at 100% Disabled?

Watch Chris explain on YouTube

Veterans Don't Know One Medicare Mistake Costs $8,880

Watch Chris explain on YouTube

Veterans Don't Know 6 Medicare Bills That Start at 65

Watch Chris explain on YouTube
Before you call

Questions veterans ask us first

Still unsure? Call and ask. That is what we are here for.

Does the call cost anything?
No. There is no cost to speak with our licensed agents, and no obligation to enroll in a plan.
Will Medicare change my VA benefits?
Medicare and VA health care are separate programs. Medicare can provide options for care outside the VA, but coverage and coordination depend on your situation. We can help you understand the differences.
Do I have to choose Medicare Advantage?
No. Medicare Advantage is one option, not a requirement. We can explain Original Medicare and other coverage choices alongside your existing veteran benefits.
What should I have ready for the call?
Have a list of your doctors, prescriptions and current coverage, plus the questions you want answered. Do not send Medicare numbers or sensitive account details through an ordinary website form.
“Jeff made me feel at ease.”
Felix M. · Trustpilot review

Have a question? Talk to someone who speaks veteran.

Free call with a licensed agent. No obligation.

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