Certified Medicare Insurance Planner™ Retirement Income Certified Professional® Licensed in all 50 states Serving veterans nationwide

We Speak Veteran®

Medicare options that complement your VA and TRICARE benefits.

I'm Chris Duncan. Our team helps veterans who have VA health benefits, TRICARE for Life, or both, understand how Medicare options from private companies can complement what you already have, including options that may help pay your Part B premium.

  • Licensed in all 50 states
  • No obligation to enroll
  • Free to veterans
888-960-VETS (8387) · or call our team
600+ veteran reviews
Chris Duncan, founder of Veterans Advantage Financial
Chris Duncan CMIP™ · RICP® · We Speak Veteran®
Certified Medicare Insurance Planner™ Retirement Income Certified Professional® Nearly 20 years in Medicare Serving veterans nationwide
Wallace Duncan, 82-year-old Vietnam-era veteran, at the VA San Diego Healthcare System
Wallace Duncan · 82 · Vietnam-era veteran

Why this is personal

I didn't learn this from a textbook. I learned it for my own dad.

My father, Wallace, is an 82-year-old Vietnam-era veteran. When it came time to sort out his Medicare, I dug into every rule, every page of the handbook, and every option available in his county. I wanted my own dad to have the best setup possible.

What I found changed how our whole team works with veterans. Dad enrolled in a Medicare option from a private company that helps pay part of his Part B premium. Then I built our organization around getting other veterans that same level of care.

Medicare & You handbook, page 11

"Some plans may have a $0 premium and may help pay all or part of your Part B premium."

The 2026 standard Part B premium is $202.90 a month. Whether you have VA health benefits, TRICARE for Life, or both, our team helps you understand the options available where you live.

Benefits and costs vary by county and plan. Dad's situation is based on what is available in his county. Your county will have different plans with different options for your Part B premium.

Proof, in Medicare's own words

We don't ask you to take our word for it.

Everything our team explains comes straight from the official 2026 Medicare & You handbook. Here are the pages that matter for veterans.

Medicare options from private companies

Medicare & You handbook, page 11

Medicare & You 2026 · Page 11

Extra benefits Original Medicare doesn't cover

Medicare & You handbook, page 12

Medicare & You 2026 · Page 12

What Part A and Part B don't cover

Medicare & You handbook, page 55

Medicare & You 2026 · Page 55

Medicare option benefits

Medicare & You handbook, page 62

Medicare & You 2026 · Page 62

Part B premium help explained

Medicare & You handbook, page 65

Medicare & You 2026 · Page 65

Medicare option premiums

Medicare & You handbook, page 65

Medicare & You 2026 · Page 65

Medicare for Veterans: The Complete Field Guide, by Chris Duncan

Want all of this in plain English?

Our team put the rules veterans face into one short field guide. Read it free, or grab a copy on Amazon. We'll mail the printed book to your door at no cost.

Get my free book

Veterans trust our team because we specialize in exactly this.

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Hear it from me

A quick word from Chris.

A few minutes on how our team helps veterans get the most from Medicare while their VA and TRICARE coverage stays exactly the same.

Chris Duncan video introduction
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Chris Duncan, founder of Veterans Advantage Financial®

Simple from here

How veterans explore their options with us.

Tell us where you live

Medicare options change by ZIP code and county. Call our team or book a time, and we'll look at what is actually available where you live, including whether Part B premium help is on the table.

Review the options together

We walk you through the options from private companies in plain words, and explain how they complement your VA or TRICARE for Life benefits without changing your military healthcare.

Decide on your terms

No pressure and no obligation. If an option is right for you, we help you enroll. If it isn't, we tell you that too. Your VA benefits stay exactly the same either way.

Ready when you are

Let's look at your county together.

Have your ZIP code ready and our team will show you what's available where you live. No cost. No obligation. Not now. Not ever.

Licensed in all 50 states · Free to veterans · We Speak Veteran®

Chris Duncan inviting veterans to call Veterans Advantage Financial
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